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2
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company benefit plans that provide retirement income for their workers
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4
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spreading of investments among several different types of accounts to lower overall risk
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6
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electronic purchase and sale of stocks and bonds, often of smaller companies, which takes place outside organized stock exchanges
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8
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bonds issued by the federal government as a way of borrowing money; they are purchased at half the face value and increase every six months until full face value is reached
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10
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bonds sold by local and state governments; interest paid on the bond is not taxed by the federal government
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11
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certificates issued by the U.S. treasury in exchange for minimum amounts of $1,000 and maturing in 3 months to 1 year
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12
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account similar to a passbook savings account except that the depositor receives a monthly statement showing all transactions
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13
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certificates issued by the U.S. Treasury in exchange for minimum amounts of $1,000 and maturing in 10 or more years
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14
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account that pays relatively high rates of interest, requires a minimum balance, and allows immediate access to money
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15
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type of mutual fund that uses investors' money to make short-term loans to businesses and banks
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18
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private retirement plan that taxes income before it is saved, but which does not tax interest on that income when funds are used upon retirement
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20
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time deposits that state the amount of the deposit, maturity, and rate of interest being paid
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1
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retirement plan that allows self-employed individuals to save a maximum of 15 percent of their income up to a specified amount each year, and to deduct that amount from their yearly taxable income
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3
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private retirement plan that allows individuals or married couples to save a certain amount of pretax earnings each year, with the interest being tax-deferred
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5
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certificates issued by the U.S. Treasury in exchange for minimum amounts of $1,000 and maturing in 1 to 10 years
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7
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investment company that pools the money of many individuals to buy stocks, bonds, or other investments
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9
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payment people receive when they lend money or allow someone else to use their money
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16
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decrease in value of an asset or bond from the time it was bought to the time it was sold
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17
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period of time at the end of which deposits will pay a stated rate of interest
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19
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person who acts as a go-between for buyers and sellers of stocks and bonds
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21
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ncrease in value of an asset from the time it was bought to the time it was sold
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22
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people who have invested money in a corporation and own some of its stock
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23
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setting aside income for a period of time so that it can be used later
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